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What are Minnesota's income tax brackets?

MN 2024 for single filers: 5.35% ($0–$31,690), 6.8% ($31,690–$104,090), 7.85% ($104,090–$193,240), 9.85% (above $193,240). MFJ brackets: 5.35% ($0–$46,330), 6.8% ($46,330–$184,040), 7.85% ($184,040–$321,450), 9.85% (above $321,450). The 9.85% top rate is among the highest in the US.

Does Minnesota tax Social Security benefits?

Partially — MN is one of about a dozen states that taxes some Social Security benefits. However, Minnesota offers a Social Security Subtraction for lower- and moderate-income retirees. Single filers with provisional income under $82,190 may deduct most or all SS benefits. Above that threshold, the subtraction phases out. At higher incomes, SS is fully taxable at MN rates.

How does Minnesota rank for overall tax burden?

Minnesota consistently ranks as one of the highest-tax states — typically 3rd to 5th highest in total state and local tax burden. High income tax (up to 9.85%), significant property taxes (~1.12% avg), and 6.875% sales tax combine to create a high overall burden. In return, Minnesota consistently ranks highly for education, infrastructure, and quality of life.

Are there any local income taxes in MN?

No — Minnesota cities and counties do not levy a local income tax. The 9.85% state rate is all you pay at the state/local level (no Minneapolis or St. Paul surcharge). This is different from states like Ohio and Pennsylvania where major cities add significant local income taxes on top of state tax.