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Embedding Cost Calculator

Calculate monthly and annual costs of generating text embeddings with OpenAI or Cohere models.

Monthly cost
$0.4000
Total tokens per month20,000,000
Annual cost$4.80
Cost per 1,000 texts$0.0040
Rate (per 1K tokens)$0.00002

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How to use this calculator

Monthly Cost = (Texts × Avg Tokens / 1000) × Price per 1K tokens
  1. 1

    Enter the number of texts you need to embed each month (documents, product descriptions, messages, etc.).

  2. 2

    Enter the average number of tokens per text. A typical paragraph is 100–300 tokens.

  3. 3

    Select your embedding model and compare costs instantly.

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Frequently asked questions

What is an embedding?

An embedding converts text into a high-dimensional numeric vector that captures semantic meaning. Similar texts have vectors that are close together in space. Embeddings power semantic search, recommendation engines, and RAG pipelines.

Which embedding model should I use?

text-embedding-3-small is the most cost-efficient and performs well for most tasks. text-embedding-3-large offers higher accuracy for complex retrieval tasks at 6× the cost. ada-002 is the legacy model — 3-small outperforms it at lower cost.

Do I pay to embed documents multiple times?

Only if you re-embed them. The typical pattern is to embed each document once and store the vector. You only pay again if documents are updated or you change models.

About embedding cost calculator

Embedding Cost Calculator — OpenAI & Cohere Pricing

What drives embedding costs

Embedding costs scale with total token volume: the number of texts multiplied by their average length. Longer documents cost more to embed but often don't need to be split as finely. Chunking strategy — how you split documents before embedding — directly affects your monthly bill.

Caching embeddings to cut costs

If you embed the same texts repeatedly (e.g., a fixed product catalog queried by many users), cache the vectors in a vector database. You pay once to generate the embedding and retrieve it for free on every query. This can reduce embedding spend by 90%+ for read-heavy workloads.

Embedding Cost Calculator – Utinzo

Learn more from an authoritative source:

OpenAI Platform Docs
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Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →

Embedding Cost Calculator – Free AI Tool | Utinzo