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Moneyline Payout Calculator

Calculate moneyline bet profit and return for American odds favourites and underdogs.

$
Potential Profit
$150.00
Total Return$250.00
Implied Probability40.0%
Breakeven Win Rate40.0%
Decimal Odds2.50

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How to use this calculator

Favourite (−): profit = stake / (odds/100) | Underdog (+): profit = stake × (odds/100)

Negative American odds show the stake needed to profit $100. Positive odds show the profit from a $100 stake. This calculator works for any stake amount.

  1. 1

    Select whether you are betting on the favourite (negative odds) or underdog (positive odds).

  2. 2

    Enter the odds value as a positive number (e.g. enter 150 for both +150 and -150).

  3. 3

    Enter your stake amount.

  4. 4

    Read your potential profit, total return, and the implied probability in the odds.

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Frequently asked questions

What does -110 mean in moneyline betting?

-110 is the standard "juice" or vig on point spread bets in American sports. You must stake $110 to profit $100. This 10% margin is the bookmaker's fee. Both sides of a spread bet are typically priced at -110.

How do I convert American odds to decimal?

Positive American odds: decimal = (odds/100) + 1. So +150 = 2.50. Negative American odds: decimal = (100/odds) + 1. So -150 = 1.667.

What is the breakeven win rate?

The breakeven win rate is the percentage of bets you must win to break even over many bets. At -110, you need to win 52.4% of bets to break even. At +150, you only need to win 40% to break even — which is why underdogs at long prices can be profitable even with a low win rate.

About moneyline payout calculator

Moneyline Payout Calculator — American Odds Profit & Return

Favourite vs Underdog in Moneyline Betting

The favourite has negative American odds (−150, −200) because you must risk more to win less. The underdog has positive odds (+150, +300) because you risk less to win more. The spread of odds reflects the bookmaker's assessment of each team's winning probability.

Understanding the Breakeven Win Rate

Every bet has a breakeven win rate — the minimum winning percentage to avoid losing money. At even odds (+100 / 2.00 decimal), you need to win 50%. At -110, you need 52.4%. The breakeven rate rises with the favourite's price and falls for underdogs.

When Moneylines Beat Point Spreads

Moneylines are best when you expect a team to win but are unsure about the margin. Point spreads add a margin of victory requirement; moneylines only require a win. For large favourites (-300 or more), moneylines require a big stake for a small profit, making spreads or alternate lines more attractive.

Moneyline Payout Calculator – Utinzo

Learn more from an authoritative source:

Wikipedia
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Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →