Utinzo

Currency Converter

Convert between 20 major world currencies using approximate 2024 exchange rates.

Did this tool work for you?

How to use this calculator

  1. 1

    Enter the amount you want to convert.

  2. 2

    Select your source currency from the "From Currency" dropdown.

  3. 3

    Select your target currency from the "To Currency" dropdown.

  4. 4

    The converted amount and both exchange rates appear in the results.

Frequently asked questions

Where do the exchange rates come from?

From a fixed table in the tool’s code, not from a live feed. Each of the 20 currencies has one number representing units per 1 US dollar, such as EUR 0.92, GBP 0.79, JPY 150 and INR 83.5. The tool labels them approximate 2024 averages. They do not update, so the result is a fixed estimate rather than today’s market rate.

How is a conversion between two non-dollar currencies calculated?

Through the dollar. The amount is divided by the source currency’s rate to get US dollars, then multiplied by the target currency’s rate. For 250 GBP to JPY: 250 ÷ 0.79 × 150 = 47,468.35 yen. The displayed exchange rate is 150 ÷ 0.79 = 189.873418, and the inverse rate is its reciprocal.

Can I use this to price a purchase or a transfer?

Not on its own. A bank or card issuer applies the rate of the day plus a margin or fee, and the real figure can differ from this table by several percent or more. Use the converter to get an order of magnitude when planning, then check the actual quote from your bank, card or exchange provider.

Which currencies are supported?

USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, INR, MXN, BRL, KRW, SGD, HKD, NOK, SEK, DKK, NZD, ZAR and AED. Other currencies, such as the Turkish lira or the Thai baht, are not in the table and cannot be selected.

Why does the result show two decimals for yen and won?

Every result is rounded to two decimal places, regardless of the currency. Yen and won are normally quoted in whole units, so you can ignore the decimals there. The rate lines use six decimals so small-value currencies, such as 0.000746 USD per won, stay readable.

What happens with a negative or empty amount?

Negative or empty values are treated as zero, so the result is 0.00. Choosing the same currency on both sides returns your amount unchanged with a rate of 1.000000.

Does it include fees, tax or the difference between buy and sell rates?

No. The tool uses one mid-style rate per currency and applies no spread, commission, ATM fee or tax. Real exchange desks quote a lower rate when you buy foreign cash than when you sell it back, so an actual round trip loses money; this converter does not show that loss.

About currency converter

Currency converter with a fixed 20-currency rate table

How to use the currency converter

Use this currency converter to convert between major world currencies using current exchange rates. Enter the amount, select source and target currencies, and see the converted result instantly. The tool supports the most widely traded currencies and updates rates regularly. Free, private, and works on any device.

How the currency converter works

The currency converter applies mid-market exchange rates to your entered amount, showing the equivalent in your target currency. Exchange rates are sourced from publicly available rate feeds and updated regularly. All calculations happen locally in your browser — no amount or currency choice is sent to a server.

A fixed table, not live rates

The converter reads from a table in its code that lists how many units of each currency equal one US dollar. The values are static and described in the tool as approximate 2024 averages. Nothing is fetched from a market feed, so the output never changes between visits. That makes the tool useful for budgeting and for checking arithmetic, but it should never be used to decide the price of a real exchange.

Units per 1 USD in the built-in table
CurrencyPer 1 USDCurrencyPer 1 USD
EUR0.92NOK10.6
GBP0.79SEK10.5
JPY150DKK6.9
CAD1.36NZD1.63
AUD1.53ZAR18.6
CHF0.89AED3.67
CNY7.24HKD7.82
INR83.5SGD1.34
MXN17.2BRL5.0
KRW1340USD1

How cross rates are built

Every conversion passes through the dollar. The source amount is divided by its table value, then multiplied by the target value. For INR to AED the tool divides 5,000 by 83.5 and multiplies by 3.67, which gives 219.76 dirhams. The displayed cross rate is the target value divided by the source value, and the inverse line is the reciprocal. Because both values come from the same table, converting there and back always returns your original amount.

Worked examples

The figures below were produced by running the tool with the stated inputs.

Four conversions
AmountPairResultRate shown
100USD to EUR92.000.920000
250GBP to JPY47,468.35189.873418
5,000INR to AED219.760.043952
1,000,000KRW to USD746.270.000746

Why a quoted rate will differ

Real-world prices include a margin. Card networks, banks and exchange kiosks each add their own spread or fee, and cash is usually quoted worse than electronic transfers. Market rates also move during the day. A static table can only show the order of magnitude, so a result like 47,468 yen for 250 pounds tells you roughly how many digits to expect, not the amount that will arrive. A difference of a few percent between this table and a live quote is normal and can be larger after fees are added.

Good uses and poor uses

Good uses: sanity-checking a hotel price in a foreign currency, comparing a souvenir quote across two currencies, or building a first-pass budget. Another good use is checking how large a number will be: knowing that 100 dollars is roughly 15,000 yen, for instance, helps you spot a wrong price tag. Poor uses: invoicing, tax filings, contracts or choosing when to exchange cash. For anything with money at stake, take the live quote from your bank or payment provider and compare it with the figure shown here. If the live quote is far from the table, the table is the one that is out of date. Rates for currencies that move quickly can drift further from a fixed table than major pairs.

Currency Converter – Utinzo

Learn more from an authoritative source:

Wikipedia
Related tools

Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →