Degree Cost Calculator
Estimate the total cost of a university degree including tuition and living expenses across the US, UK, India, Canada, and Australia.
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How to use this calculator
- 1
Select your country to load country-specific tuition rates.
- 2
Choose the course type — undergraduate, postgraduate, or MBA.
- 3
Enter the number of years of study (undergraduate is typically 3–4 years, MBA 1–2 years).
- 4
Choose whether you will be living away from home to include estimated living costs.
- 5
The calculator shows annual tuition, total tuition, living costs, and the full degree cost.
Frequently asked questions
How accurate are these tuition figures?
The figures represent typical averages for each country and institution type as of 2024. Actual costs vary significantly between universities, programs, and locations. Always verify with the specific institution before planning.
Does this include scholarships or financial aid?
No, the calculator shows gross costs before scholarships, grants, or loans. Subtract any confirmed scholarships to get your out-of-pocket expense. In India, many government scholarships significantly reduce the effective cost.
What are HECS-HELP loans in Australia?
HECS-HELP (Higher Education Contribution Scheme) allows eligible domestic Australian students to defer tuition payments. Repayments begin only when your income exceeds a government threshold (currently ~A$51,550/yr), making upfront costs manageable.
Is an MBA cost shown per year or total?
For India, the IIM MBA figure shown is an approximate 2-year total (approximately ₹23 lakh). For other countries, the annual tuition figure is shown and multiplied by your entered years of study.
What living costs are included?
Living cost estimates cover rent, food, transport, and personal expenses. They do not include travel home, entertainment, or study materials, which can add 10–20% more.
Degree Cost Calculator — Total University Cost by Country
The True Cost of a University Degree
Tuition fees are only part of the picture. A four-year undergraduate degree in the US at a private university can cost over $200,000 when living expenses are included. In the UK, domestic students benefit from a £9,250/yr tuition cap but still face £12,000/yr in living costs. Indian government colleges remain the most affordable globally, while Australian domestic students can defer costs through HECS-HELP and repay only once earning above a threshold.
Comparing MBA Costs Internationally
MBA programs represent the most expensive postgraduate investment. Top US programs (Wharton, HBS, Booth) can exceed $160,000 in total tuition. UK programs like London Business School approach £90,000. Canadian MBAs at Rotman or Ivey typically run CA$60,000–CA$120,000 total, while IIM Ahmedabad and IIM Bangalore in India cost approximately ₹23 lakh for the full two-year program.
Planning Your Education Budget
Use this calculator as a starting point, then check the specific university's fee schedule. Add a 10–15% buffer for inflation and unexpected costs. Explore scholarships early — many are competitive and deadline-driven. For overseas students, add visa fees, health insurance, and an initial setup cost of one to two months' living expenses.
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Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →