Take-Home Pay Calculator
Estimate your take-home pay per pay period (monthly, weekly, or fortnightly) after income tax and social contributions. Covers US, UK, India, Canada, and Australia.
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How to use this calculator
- 1
Enter your gross monthly salary and select your country.
- 2
Choose your pay period — monthly, weekly, or fortnightly — to see take-home per period.
- 3
US employees: select your filing status (Single or Married) for accurate federal tax brackets.
- 4
Results are estimates based on statutory rates; your actual payslip may differ due to pension, student loans, or local taxes.
Frequently asked questions
How do I convert between monthly and annual salary?
Multiply your monthly gross by 12 to get annual gross. Divide annual gross by 52 for weekly, or by 26 for fortnightly. This calculator does all conversions automatically from your monthly input.
Why does the fortnightly amount not equal exactly half the monthly?
There are 26 fortnights and 52 weeks in a year, but only 12 months. A month averages 4.33 weeks, not exactly 4. Dividing the annual figure by the correct number of pay periods gives the most accurate per-period amount.
What is not included in this estimate?
This calculator covers the main statutory deductions: income tax and primary social contributions. It does not include pension or superannuation employee contributions, student loan repayments, salary sacrifice arrangements, provincial/state taxes (for US and Canada), or employer-side costs like AU superannuation.
Take-Home Pay Calculator — Monthly, Weekly & Fortnightly Net Pay
Understanding Your Take-Home Pay
Your take-home pay is your gross salary minus income tax and social security contributions. Whether you are paid monthly, weekly, or fortnightly, the underlying annual calculation is the same — only the divisor changes. This calculator converts your gross monthly salary to an annual figure, applies the statutory tax rules for your country, then divides the result back into your chosen pay period. This ensures your fortnightly and weekly estimates are based on 26 and 52 periods respectively, not rough halving or quartering of the monthly figure.
Why Take-Home Pay Varies by Country
A gross monthly salary of $5,000 (or its equivalent) produces very different net figures depending on where you work. The UK has relatively high combined income tax and NI rates for middle earners. Australia adds a 2% Medicare Levy but the super system is funded by employers, not employees. The US has no federal paid leave mandate but a flat 7.65% FICA rate. India's new tax regime is progressive from 5% but adds a 4% cess, making it moderate for mid-level incomes. Canada's federal tax is mid-range but provincial tax adds a significant layer not captured here.
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Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →