EI Calculator

What is the maximum EI benefit in 2024?

The maximum weekly EI benefit in 2024 is $668.88 (55% of the maximum insurable earnings of $63,200/year ÷ 52 weeks). To receive the maximum, your weekly earnings must be at or above $1,215.38. Most claimants receive less — the average EI regular benefit is approximately $580/week.

How long does EI take to start?

There is a mandatory 2-week waiting period before EI benefits begin (reinstated in September 2023 after a COVID-era waiver). After the waiting period, benefits are usually deposited within 28 days of applying. Apply immediately after your last day of work — delays in applying can delay when your benefit period starts.

What are the different types of EI benefits?

EI offers: Regular benefits (job loss, up to 45 weeks); Maternity (15 weeks at 55%); Standard Parental (40 weeks at 55%, must be used within 52 weeks); Extended Parental (69 weeks at 33%, must be used within 78 weeks); Sickness (26 weeks); Compassionate Care (26 weeks); Family Caregiver Adult (15 weeks); Family Caregiver Child (35 weeks). Parents can split parental leave.

Is EI taxable income in Canada?

Yes — EI benefits are considered taxable income. Federal and provincial income tax is withheld at source (like employment income). EI is reported on a T4E slip each year. High-income claimants who have earned more than $76,875 may be required to repay up to 30% of EI benefits received (the "clawback" — 30% of amounts above the threshold).