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TDS Calculator

Calculate TDS (Tax Deducted at Source) on salary, interest, rent, professional fees, and other payments — with applicable section and threshold.

TDS section
Section 192
NoteTDS on salary is deducted as per the employee's income tax slab. Use the Income Tax Calculator to estimate the annual tax, then divide by 12 for monthly TDS.
Payment amount₹1,00,000

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How to use this calculator

  1. 1

    Select the type of payment — each type has its own TDS section, rate, and threshold.

  2. 2

    Enter the gross payment amount.

  3. 3

    Indicate if the payee has a valid PAN — without PAN, TDS rate is higher (typically 20%).

  4. 4

    TDS must be deposited with the government by the 7th of the following month.

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Frequently asked questions

What is TDS?

TDS (Tax Deducted at Source) is a mechanism where the payer deducts a portion of tax before making payment and deposits it directly to the government. The payee can claim this as a credit against their final income tax liability when filing returns.

What happens if TDS is not deducted?

The payer is treated as an assessee-in-default and is liable to pay the TDS amount plus interest at 1.5% per month from the date it was deductible. The payer may also be unable to claim the payment as a deductible business expense.

How does the payee claim TDS credit?

TDS deducted reflects in Form 26AS and the Annual Information Statement (AIS). When filing ITR, the payee can claim credit for all TDS deducted during the year. If TDS is more than the tax liability, the excess is refunded by the IT department.

What is Form 16 and Form 16A?

Form 16 is the TDS certificate issued by the employer for salary TDS (Section 192). Form 16A is issued for non-salary TDS (interest, rent, fees, etc.). Both must be issued by the deductor within the due date after each quarter.

About tds calculator

TDS Calculator India — Section-wise rates and thresholds

How to use the tds

Use this tds to ds (tax deducted at source) on salary, interest, rent, professional fees, and other payments — with applicable section and threshold. Enter your values above and get your result in seconds. The tool is free, works on all devices, and keeps your data private — nothing is stored or shared.

How the tds works

The tds calculator uses standard formulas used in financial planning, budgeting, and investment decisions. Enter your inputs, and the tool calculates the result instantly in your browser. No server-side processing means your data stays on your device. Results update in real time as you change inputs.

TDS rates for common payments (FY 2025-26)

Key TDS rates: Salary (slab rate), Bank interest >₹40K (10%), Rent >₹2.4L (10% land, 2% machinery), Professional fees >₹30K (10%), Commission >₹15K (5%), Contractor >₹30K (1%), Property sale >₹50L (1%), Lottery (30%). All rates double or become 20% (whichever is higher) if the payee does not furnish a valid PAN.

When must TDS be deposited?

TDS deducted in April–February must be deposited by the 7th of the following month. TDS for March must be deposited by April 30th. Late deposit attracts interest at 1.5% per month. TDS returns (Form 24Q for salary, 26Q for others) are filed quarterly.

TDS Calculator – Utinzo

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Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →

TDS Calculator – Free Online Finance Tool | Utinzo