TDS Calculator
Calculate TDS (Tax Deducted at Source) on salary, interest, rent, professional fees, and other payments — with applicable section and threshold.
Did this tool work for you?
How to use this calculator
- 1
Select the type of payment — each type has its own TDS section, rate, and threshold.
- 2
Enter the gross payment amount.
- 3
Indicate if the payee has a valid PAN — without PAN, TDS rate is higher (typically 20%).
- 4
TDS must be deposited with the government by the 7th of the following month.
Frequently asked questions
What is TDS?
TDS (Tax Deducted at Source) is a mechanism where the payer deducts a portion of tax before making payment and deposits it directly to the government. The payee can claim this as a credit against their final income tax liability when filing returns.
What happens if TDS is not deducted?
The payer is treated as an assessee-in-default and is liable to pay the TDS amount plus interest at 1.5% per month from the date it was deductible. The payer may also be unable to claim the payment as a deductible business expense.
How does the payee claim TDS credit?
TDS deducted reflects in Form 26AS and the Annual Information Statement (AIS). When filing ITR, the payee can claim credit for all TDS deducted during the year. If TDS is more than the tax liability, the excess is refunded by the IT department.
What is Form 16 and Form 16A?
Form 16 is the TDS certificate issued by the employer for salary TDS (Section 192). Form 16A is issued for non-salary TDS (interest, rent, fees, etc.). Both must be issued by the deductor within the due date after each quarter.
TDS Calculator India — Section-wise rates and thresholds
TDS rates for common payments (FY 2025-26)
Key TDS rates: Salary (slab rate), Bank interest >₹40K (10%), Rent >₹2.4L (10% land, 2% machinery), Professional fees >₹30K (10%), Commission >₹15K (5%), Contractor >₹30K (1%), Property sale >₹50L (1%), Lottery (30%). All rates double or become 20% (whichever is higher) if the payee does not furnish a valid PAN.
When must TDS be deposited?
TDS deducted in April–February must be deposited by the 7th of the following month. TDS for March must be deposited by April 30th. Late deposit attracts interest at 1.5% per month. TDS returns (Form 24Q for salary, 26Q for others) are filed quarterly.
Learn more from an authoritative source:
InvestopediaIn-Hand Salary Calculator
Calculate your monthly in-hand salary from CTC — with PF, professional tax, income tax, HRA, and all deductions broken down.
Capital Gains Tax Calculator
Calculate capital gains tax on stocks, mutual funds, property, and gold — with STCG and LTCG rates for FY 2025-26 post Budget 2024 changes.
GST Late Fee Calculator
Calculate GST late filing fees and interest on delayed GSTR-3B, GSTR-1, and GSTR-4 returns — with nil return discount and state-wise CGST/SGST split.
Advance Tax Calculator
Calculate your quarterly advance tax instalments for FY 2025-26 — for salaried, business, and freelance taxpayers, with due dates and interest on default.
Home Loan EMI Calculator
Calculate monthly EMI, total interest, and amortisation for your home loan — with Section 24 and 80EEA tax saving estimates.
Personal Loan EMI Calculator
Calculate monthly EMI and total cost of a personal loan — with actual cost comparison and tips to reduce interest burden.
Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →