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Maryland Property Tax Calculator

Calculate Maryland property tax by county. MD avg ~1.09% — state + county rates combined.

Annual property tax
$3,465
Monthly property tax$289
Effective rate0.99%
MD avg effective rate~1.09%

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How to use this calculator

  1. 1

    Maryland combines a state rate ($0.112/$100) with county/city rates — both appear on your bill.

  2. 2

    Properties are assessed every 3 years. You can phase in increases over 3 years via Homestead Tax Credit.

  3. 3

    Homestead Tax Credit caps annual assessment increases at 10% for owner-occupied homes.

  4. 4

    Baltimore City has both city and county authority (as independent city) — combined ~$2.25/$100.

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Frequently asked questions

How does Maryland's Homestead Tax Credit work?

Maryland caps the annual increase in taxable assessed value at 10% for owner-occupied homes (counties can set lower caps). If your assessment jumps 30%, only 10% is used for tax purposes in year 1. The excess is phased in over subsequent years.

How is MD property tax calculated?

Maryland property taxes combine a state rate ($0.112 per $100) with county/city rates. Properties are assessed at full market value in 3-year cycles. The Homestead Tax Credit caps assessment increases at 10% per year for owner-occupied homes.

About maryland property tax calculator

Maryland Property Tax Calculator 2024

How to use the maryland property tax

Use this maryland property tax to estimate your annual property tax bill by county. Maryland property tax rates vary by county — enter your home value and select your county to get an accurate estimate.

Maryland property tax rates by county

Enter your property's assessed value (usually close to market value, set by your county assessor). Select your county to apply its effective rate. The calculator shows your estimated annual tax, monthly escrow amount, and effective rate. Rates shown reflect 2026 estimates from the Tax Foundation and state DOR data.

Maryland property tax exemptions and deductions

Property taxes in Maryland fund local schools, roads, emergency services, and county government. Homestead exemptions can reduce your taxable value — many Maryland counties offer exemptions for primary residences, seniors, and veterans. Contact your local county assessor to apply. Tax bills are typically due in two installments per year.

MD property tax overview

Maryland property taxes combine a state rate ($0.112 per $100) with county/city rates. Properties are assessed at full market value in 3-year cycles. The Homestead Tax Credit caps assessment increases at 10% per year for owner-occupied homes.

Maryland Property Tax Calculator – Utinzo

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Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →

Maryland Property Tax Calculator – Free Finance Tool | Utinzo