New York Property Tax Calculator
Estimate New York property tax by county using the latest effective rates — compare counties and the 1.3% state average.
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How to use this calculator
- 1
Enter your home value.
- 2
Choose your county, or the New York state average.
- 3
If you know your own effective rate, enter it to override the selection.
- 4
Read the estimated annual and monthly property tax.
Frequently asked questions
What is the average property tax rate in New York?
The average effective property tax rate on owner-occupied homes in New York is 1.3%, which ranks 11 of 50 states from highest to lowest. The US average is 0.9%, so New York is $400 higher per $100,000 of value; the median state is 0.79%.
How much is property tax on a $300,000 home in New York?
At the 1.3% New York average the estimate is $3,900 a year, or $325 a month. At the US average rate the same home would be $2,700, which is $1,200 less than the New York estimate.
Which New York county has the highest property tax rate?
Among the large counties listed here, Monroe County has the highest effective rate at 2.79% and Kings County the lowest at 0.69%. That is $11,152 against $2,752 a year on a $400,000 home.
How does New York compare with the other big states on this site?
Of the eight largest state pages, New York ranks 5th by effective rate. New Jersey is highest at 1.88% and California lowest at 0.7%; New York is at 1.3%.
How is property tax calculated in New York?
New York's average rate hides a large gap between New York City, where effective rates are comparatively low, and many suburban and upstate counties, where they are far higher. Local school and county levies drive most of the bill.
Why can my real bill differ from this estimate?
Even within New York, listed county rates run from 0.69% in Kings County to 2.79% in Monroe County, and city, school district, exemptions, assessment caps and reassessments change what you owe. The county numbers are medians, so a rate you work out from your own New York bill will be closer.
Which New York county is closest to the state average rate?
Nassau County, at 1.52% against the 1.3% state average. That is 0.22 percentage points above the New York figure.
Why do some New York counties show a median tax of $10,001?
4 of the 10 listed counties report $10,001, which appears to be a ceiling value in the source data rather than a measured median. In New York, treat those rows with extra caution because their effective rates may be understated.
New York property tax — 1.3% average effective rate
New York county rates vary by a factor of 4.1
Monroe County has the highest effective rate in the table at 2.79% and Kings County the lowest at 0.69%, a gap of 2.1 percentage points. On a $400,000 home that is $11,152 a year in Monroe against $2,752 in Kings, a difference of $8,400. 5 of the 10 listed counties are above the 1.3% state average and 5 are at or below it; Nassau County (1.52%) is the closest to it. The county with the lowest median home value, Monroe County at $197,100, ranks 1 of 10 by rate (2.79%). The priciest county, New York County ($1,108,900), has one of the lowest rates at 0.9%. 4 of the 10 median tax figures are shown as $10,001, which looks like a ceiling value in the survey rather than a measured median, so the rates for those counties may be understated.
| County | Median home value | Median property tax paid | Effective rate | Tax on $400,000 | Per month on $400,000 |
|---|---|---|---|---|---|
| Monroe County | $197,100 | $5,495 | 2.79% | $11,152 | $929 |
| Erie County | $217,400 | $4,525 | 2.08% | $8,326 | $694 |
| Suffolk County | $539,500 | $10,001 | 1.85% | $7,415 | $618 |
| Westchester County | $638,400 | $10,001 | 1.57% | $6,266 | $522 |
| Nassau County | $658,700 | $10,001 | 1.52% | $6,073 | $506 |
| Bronx County | $517,000 | $5,310 | 1.03% | $4,108 | $342 |
| Richmond County | $658,500 | $6,074 | 0.92% | $3,690 | $307 |
| New York County | $1,108,900 | $10,001 | 0.9% | $3,608 | $301 |
| Queens County | $699,200 | $6,130 | 0.88% | $3,507 | $292 |
| Kings County | $889,700 | $6,120 | 0.69% | $2,752 | $229 |
New York at 1.3%: how it fits the state table
New York's average effective property tax rate is 1.3%, which puts it 11th of 50 states when the table is sorted from highest to lowest. New York's rate is 1.44 times the 0.9% US average, or $400 more per $100,000 of value each year. Across the 50 states the median rate is 0.79%; New York sits 0.51 percentage points above it, 0.58 percentage points under the highest (Illinois and New Jersey, 1.88%) and 1.01 percentage points over the lowest (Hawaii, 0.29%).
| Benchmark | Effective rate | Per $100,000 | On $300,000 |
|---|---|---|---|
| New York average | 1.3% | $1,300 | $3,900 |
| US average | 0.9% | $900 | $2,700 |
| Median of 50 states | 0.79% | $790 | $2,370 |
| Highest (Illinois and New Jersey) | 1.88% | $1,880 | $5,640 |
| Lowest (Hawaii) | 0.29% | $290 | $870 |
New York property tax at $150,000 to $750,000
Applying the 1.3% New York rate, the estimate runs from $1,950 a year ($163 a month) on a $150,000 home to $9,750 a year ($813 a month) on a $750,000 home. A $500,000 New York home comes to $6,500, or $542 a month if the tax is collected through escrow.
| Home value | Per year | Per month | Versus US average |
|---|---|---|---|
| $150,000 | $1,950 | $163 | +$600 per year per year |
| $300,000 | $3,900 | $325 | +$1,200 per year per year |
| $500,000 | $6,500 | $542 | +$2,000 per year per year |
| $750,000 | $9,750 | $813 | +$3,000 per year per year |
What 1.3% means per $100,000 of New York home value
At the New York average every $100,000 of value carries about $1,300 of tax a year, or $108 a month. Using county rates the same $100,000 slice costs $688 in Kings County and $2,788 in Monroe County. Among the eight largest state pages, New York is number 5 from the highest, with New Jersey at 1.88% and California at 0.7% as the two ends. Each $50,000 of value changes the New York estimate by $650 a year.
What the New York estimate does and does not cover
This page multiplies a home value by an effective rate, so the New York answer is an estimate from averages and 10 county medians, not a bill. Assessed value, exemptions, caps, local levies, assessment ratios and appeals decide a real bill and are not modelled; the $8,400 county gap on a $400,000 house shows how much local detail matters. If you know your New York effective rate, enter it to override the selection. Rates are the Tax Foundation 2026 tables built from 2024 American Community Survey data, so they are only as current as that label, and your county assessor or tax collector sets the actual bill.
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Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →