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NRI TDS Calculator

Calculate TDS on NRI income in India — property sale, rental income, interest, capital gains, and other payments. Includes DTAA rates for major countries.

TDS Rate
12.5% — Sec 112A / 195
Capital gain (taxable base)₹30,00,000
TDS amount₹3,75,000
Health & Education Cess (4%)₹15,000
Total TDS deductible₹3,90,000
Net payment to NRI₹46,10,000
Note12.5% LTCG + 4% cess on capital gain amount
TipNRI can apply for lower / nil TDS certificate from Income Tax department (Form 13) if actual tax is lower than TDS rate.

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How to use this calculator

  1. 1

    TDS on NRI payments is governed by Section 195 of the Income Tax Act.

  2. 2

    For property sale, TDS is on the capital gain amount — not the full sale consideration.

  3. 3

    NRIs can claim DTAA benefit to reduce TDS rate (requires Tax Residency Certificate from their country).

  4. 4

    Apply for Form 13 (lower deduction certificate) if you expect a refund due to high TDS rates.

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Frequently asked questions

What is TDS rate on NRI property sale in India?

TDS on property sale by an NRI is deducted by the buyer under Section 195: 12.5% on Long Term Capital Gains (property held > 2 years) and 30% on Short Term Capital Gains (held ≤ 2 years), plus 4% cess. Note: TDS is on the capital gain, not the full sale price. However, in practice, buyers often deduct 20-30% of the total sale price unless the NRI obtains a lower TDS certificate (Form 13).

Can NRI avoid TDS by claiming DTAA benefit?

Yes. NRIs resident in countries with which India has a Double Taxation Avoidance Agreement (DTAA) can claim beneficial tax rates. For interest income: most DTAA rates are 10-15% (vs 20% default). For dividends: 10-15% (vs 20%). DTAA benefit requires a valid Tax Residency Certificate (TRC) from the country of residence and Form 10F filing.

About nri tds calculator

NRI TDS Calculator India — Section 195 Tax Deduction on NRI Income

How to use the nri tds

Use this nri tds to ds on nri income in india — property sale, rental income, interest, capital gains, and other payments. Enter your values above and get your result in seconds. The tool is free, works on all devices, and keeps your data private — nothing is stored or shared.

How the nri tds works

The nri tds calculator uses standard formulas used in financial planning, budgeting, and investment decisions. Enter your inputs, and the tool calculates the result instantly in your browser. No server-side processing means your data stays on your device. Results update in real time as you change inputs.

TDS rates on common NRI income types

Property sale LTCG: 12.5% on gain. Property sale STCG: 30% on gain. Rental income: 30% on gross rent. Interest on NRO FD: 30% (or lower DTAA rate). Dividend: 20% (or DTAA rate). Royalty/technical fees: 10-15%. All rates plus 4% cess. NRIs can apply for lower TDS certificate (Form 13) from their Assessing Officer to avoid excess TDS deduction.

NRI TDS Calculator – Utinzo

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Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →