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How much is New York City income tax?

NYC residents pay an additional local income tax of 3.078–3.876% on top of NY state income tax. The rate is progressive: 3.078% on income up to $12,000, 3.762% ($12K–$25K), 3.819% ($25K–$50K), and 3.876% above $50,000. This means NYC residents pay roughly 3.9% extra compared to NY state residents outside the city.

What is New York's top tax rate?

New York has the highest combined top marginal rate in the US for NYC residents: 10.9% NY state + 3.876% NYC + 37% federal = over 50% combined. The 10.9% NY state rate applies to income above $25 million. More practically, income above $2.1M faces 9.65% state tax, and the 6.85% bracket kicks in at just $323,200 for single filers.

Is New York State SDI significant?

NY SDI (State Disability Insurance) employee contribution is just $0.60/week — a maximum of $31.20/year. It's negligible compared to NY state income tax. NY SDI covers up to 26 weeks of disability benefits and NY Paid Family Leave (12 weeks at 67% of average weekly wage). NY PFL is funded separately through a small additional payroll deduction.

What are the NY and NYC standard deductions?

New York standard deductions are smaller than federal: $8,000 single, $16,050 MFJ. NYC doesn't have its own standard deduction — it applies against all NYC income. If you itemize for federal purposes, you generally itemize for state too — but NY caps the SALT deduction at $10,000 (same as federal) for state returns.