Texas Property Tax Calculator
Estimate Texas property tax by county using the latest effective rates — compare counties and the 1.4% state average.
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How to use this calculator
- 1
Enter your home value.
- 2
Choose your county, or the Texas state average.
- 3
If you know your own effective rate, enter it to override the selection.
- 4
Read the estimated annual and monthly property tax.
Frequently asked questions
What is the average property tax rate in Texas?
The average effective property tax rate on owner-occupied homes in Texas is 1.4%, which ranks 7 of 50 states from highest to lowest. The US average is 0.9%, so Texas is $500 higher per $100,000 of value; the median state is 0.79%.
How much is property tax on a $300,000 home in Texas?
At the 1.4% Texas average the estimate is $4,200 a year, or $350 a month. At the US average rate the same home would be $2,700, which is $1,500 less than the Texas estimate.
Which Texas county has the highest property tax rate?
Among the large counties listed here, El Paso County has the highest effective rate at 2.09% and Travis County the lowest at 1.54%. That is $8,344 against $6,142 a year on a $400,000 home.
How does Texas compare with the other big states on this site?
Of the eight largest state pages, Texas ranks 3rd by effective rate. New Jersey is highest at 1.88% and California lowest at 0.7%; Texas is at 1.4%.
How is property tax calculated in Texas?
Texas has no state income tax and relies heavily on local property taxes, mostly to fund schools, so effective rates are well above the national average. Homeowners can claim a homestead exemption that reduces the taxable value for school taxes.
Why can my real bill differ from this estimate?
Even within Texas, listed county rates run from 1.54% in Travis County to 2.09% in El Paso County, and city, school district, exemptions, assessment caps and reassessments change what you owe. The county numbers are medians, so a rate you work out from your own Texas bill will be closer.
Which Texas county is closest to the state average rate?
Travis County, at 1.54% against the 1.4% state average. That is 0.14 percentage points above the Texas figure.
Can I enter my own property tax rate for Texas?
Yes. Take the Texas tax you paid, divide it by the home's market value and enter the percentage in the own-rate box; it overrides the county or state selection.
Texas property tax — 1.4% average effective rate
Texas at 1.4%: how it fits the state table
Texas's average effective property tax rate is 1.4%, which puts it 7th of 50 states when the table is sorted from highest to lowest. Texas's rate is 1.56 times the 0.9% US average, or $500 more per $100,000 of value each year. Across the 50 states the median rate is 0.79%; Texas sits 0.61 percentage points above it, 0.48 percentage points under the highest (Illinois and New Jersey, 1.88%) and 1.11 percentage points over the lowest (Hawaii, 0.29%).
| Benchmark | Effective rate | Per $100,000 | On $300,000 |
|---|---|---|---|
| Texas average | 1.4% | $1,400 | $4,200 |
| US average | 0.9% | $900 | $2,700 |
| Median of 50 states | 0.79% | $790 | $2,370 |
| Highest (Illinois and New Jersey) | 1.88% | $1,880 | $5,640 |
| Lowest (Hawaii) | 0.29% | $290 | $870 |
Texas property tax at $150,000 to $750,000
Applying the 1.4% Texas rate, the estimate runs from $2,100 a year ($175 a month) on a $150,000 home to $10,500 a year ($875 a month) on a $750,000 home. A $500,000 Texas home comes to $7,000, or $583 a month if the tax is collected through escrow.
| Home value | Per year | Per month | Versus US average |
|---|---|---|---|
| $150,000 | $2,100 | $175 | +$750 per year per year |
| $300,000 | $4,200 | $350 | +$1,500 per year per year |
| $500,000 | $7,000 | $583 | +$2,500 per year per year |
| $750,000 | $10,500 | $875 | +$3,750 per year per year |
10 large Texas counties, 1.54% to 2.09%
El Paso County has the highest effective rate in the table at 2.09% and Travis County the lowest at 1.54%, a gap of 0.55 percentage points. On a $400,000 home that is $8,344 a year in El Paso against $6,142 in Travis, a difference of $2,202. All 10 listed counties are above the 1.4% state average, which suggests the state figure also reflects smaller counties that are not in this table. The county with the lowest median home value, El Paso County at $167,300, ranks 1 of 10 by rate (2.09%). The priciest county, Travis County ($487,600), has one of the lowest rates at 1.54%.
| County | Median home value | Median property tax paid | Effective rate | Tax on $400,000 | Per month on $400,000 |
|---|---|---|---|---|---|
| El Paso County | $167,300 | $3,490 | 2.09% | $8,344 | $695 |
| Fort Bend County | $350,300 | $6,965 | 1.99% | $7,953 | $663 |
| Bexar County | $244,100 | $4,429 | 1.81% | $7,258 | $605 |
| Tarrant County | $294,100 | $5,211 | 1.77% | $7,087 | $591 |
| Denton County | $403,400 | $6,943 | 1.72% | $6,884 | $574 |
| Harris County | $255,000 | $4,382 | 1.72% | $6,874 | $573 |
| Williamson County | $414,600 | $7,079 | 1.71% | $6,830 | $569 |
| Dallas County | $277,900 | $4,668 | 1.68% | $6,719 | $560 |
| Collin County | $447,600 | $7,432 | 1.66% | $6,642 | $553 |
| Travis County | $487,600 | $7,487 | 1.54% | $6,142 | $512 |
What 1.4% means per $100,000 of Texas home value
At the Texas average every $100,000 of value carries about $1,400 of tax a year, or $117 a month. Using county rates the same $100,000 slice costs $1,536 in Travis County and $2,086 in El Paso County. Among the eight largest state pages, Texas is number 3 from the highest, with New Jersey at 1.88% and California at 0.7% as the two ends. Each $50,000 of value changes the Texas estimate by $700 a year.
What the Texas estimate does and does not cover
This page multiplies a home value by an effective rate, so the Texas answer is an estimate from averages and 10 county medians, not a bill. Assessed value, exemptions, caps, local levies, assessment ratios and appeals decide a real bill and are not modelled; the $2,202 county gap on a $400,000 house shows how much local detail matters. If you know your Texas effective rate, enter it to override the selection. Rates are the Tax Foundation 2026 tables built from 2024 American Community Survey data, so they are only as current as that label, and your county assessor or tax collector sets the actual bill.
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Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →