Shopify Fee Calculator
Calculate Shopify transaction fees, payment processing costs, and net revenue for all Shopify plans.
Did this tool work for you?
How to use this calculator
- 1
Select your current or target Shopify plan.
- 2
Enter your monthly revenue and average order value.
- 3
Choose whether you use Shopify Payments or a third-party gateway.
- 4
Optionally add your product cost and ad spend for a full profit view.
- 5
Compare plans at the bottom — the calculator shows which plan saves you the most.
Frequently asked questions
Where do the Shopify fee figures come from?
They are the plan prices and rates built into this tool, not live data from Shopify. Shopify and its payment processors change pricing and it varies by country, so check Shopify’s and the payment processor’s current pricing pages before making a decision. Treat the result as a way to see how the structure works.
How is the payment processing fee calculated?
Processing = revenue × percentage rate + number of orders × fixed fee. For online cards the fixed fee built into this tool is $0.30 per order, while in-person (POS) cards have no fixed fee. On the Basic plan, $5,000 of revenue at a $50 average order is 100 orders, so 5,000 × 2.9% + 100 × $0.30 = $175.00.
How is the number of orders worked out?
Orders = monthly revenue ÷ average order value, with no rounding in the fee calculation. If the average order value is blank, zero or negative, the tool assumes $50. The fixed per-order fee therefore depends on that figure, and a lower average order value means more orders and a higher effective rate.
What is the third-party gateway option?
Choosing a third-party gateway adds an extra percentage of revenue, set by plan in this tool: from 5% on Starter down to 0% on Plus. It is added on top of the processing line, which the tool still calculates with the rates shown for the card type. It does not calculate the third-party gateway’s own charges, which you must add yourself.
Does the plan comparison account for my payment settings?
Yes. The comparison applies your card type and gateway choice to every plan. Earlier versions always used online-card rates with no third-party fee, so on a third-party gateway the “current” plan could look cheaper or dearer than it was, and the savings were wrong.
What does the net profit line include?
Revenue minus the Shopify fees, the product cost and the ad spend you enter. If you leave product cost and ad spend empty, they count as 0, so a 95.9% net margin on $5,000.00 only reflects fees. It does not include shipping, taxes, refunds, apps, discounts, chargebacks or staff.
What happens if revenue is blank or zero?
The tool returns a single message asking for monthly revenue instead of a breakdown. Text that is not a number is treated as 0. Annual billing discounts, currency conversion and international or premium card surcharges are not modelled.
Shopify fee calculator — plan cost, card processing and plan-by-plan comparison
What gets added up
The calculator totals three costs: the monthly plan price, card processing, and, if you pick a third-party gateway, an extra percentage of revenue. It then subtracts your product cost and ad spend to give a net profit and margin, and finally recalculates the fee total on every plan with your revenue, order size and payment settings so you can compare. All rates are figures built into this tool. Check Shopify’s and the payment processor’s current pricing before relying on them.
| Component | Calculation in this tool |
|---|---|
| Plan fee | Fixed monthly price of the chosen plan |
| Processing, online card | Revenue × plan rate + orders × $0.30 |
| Processing, POS card | Revenue × plan POS rate (no fixed fee) |
| Third-party gateway fee | Revenue × plan gateway rate (0 on Shopify Payments) |
| Orders | Revenue ÷ average order value |
Two stores, run through the tool
The first is a small Basic-plan store paying by online card. The second is a larger store on the Shopify plan using a third-party gateway, with product cost and ad spend entered. Figures are the tool’s output.
| Setup | Plan fee | Processing | Gateway fee | Total fees | Effective rate | Net margin |
|---|---|---|---|---|---|---|
| Basic · $5,000 · $50 orders · online | $29.00 | $175.00 | $0.00 | $204.00 | 4.08% | 95.9% (no costs entered) |
| Shopify · $20,000 · $80 orders · gateway · $8,000 COGS · $3,000 ads | $79.00 | $595.00 | $200.00 | $874.00 | 4.37% | 40.6% |
What the comparison shows
For the first store the comparison lists the Basic plan as the cheapest of the five at $204.00, with the Shopify plan costing $35.00 more. The second store reverses the pattern: at $20,000 a month the Shopify plan at $874.00 beats Basic at $1,084.00 and Advanced at $954.00. A higher plan price buys a lower processing and gateway rate, so the best plan depends on volume. It also depends on the card mix and on whether a third-party gateway is used.
Effect of average order value
The $0.30 fixed fee is spread over each order, so small baskets pay a larger effective rate. On the Starter plan with $3,000 of POS sales the fixed component is zero, so the average order value has no effect there. For online cards, check the sensitivity by re-running the same revenue with different order sizes and watching the effective rate.
What to verify before deciding
Pricing, rates and available payment methods differ by country and change over time, so confirm them with Shopify and your payment processor. Costs the tool does not include are apps, themes, shipping, refunds, chargebacks, currency conversion and taxes. For a decision about switching plans, use the comparison to shortlist options, then confirm the current rates directly.
Learn more from an authoritative source:
InvestopediaDropshipping Profit Calculator
Calculate your dropshipping profit margin, ROAS, and break-even ROAS after product cost, shipping, ads, and platform fees.
Product Description Generator
Generate compelling, SEO-optimised product descriptions for your eCommerce store, Amazon listing, or Etsy shop.
Bundle Pricing Calculator
Calculate the optimal bundle price, discount percentage, savings per customer, and your margin when selling product bundles.
Etsy Fee Calculator
Calculate all Etsy fees — listing, transaction, payment processing, and offsite ads — plus your net profit per sale.
Invoice Generator
Generate a professional invoice for freelancers and small businesses — free and instant.
Email Signature Generator
Generate a professional plain-text email signature with your name, title, company, and contact details.
Results are estimates for informational purposes only and do not constitute professional financial, medical, legal, or technical advice. Read full disclaimer →